How To Get Approved for a Box Truck with Bad Credit

Hey there, Jacksonville entrepreneurs! It’s Dylan from Box Trucks of Jacksonville, and I’ve got some exciting news for you. Are you thinking of getting a box truck to expand your business, but worried about your credit holding you back? Well, fear not! At Box Trucks of Jacksonville, we make box truck financing super easy, regardless of credit history!

Let’s face it – life happens. Maybe you’ve had some financial setbacks, or perhaps you’re just starting out and haven’t had a chance to establish your credit yet. Whatever the case may be, we understand that your credit score doesn’t define your potential as a business owner. That’s why we’re proud to offer a financing program that caters to individuals with bad credit, no credit, or even those who are self-employed or working on a 1099 basis.

So, how exactly can you get approved for a box truck with less-than-perfect credit? Let me break it down for you:

1. Focus on Your Income:

When it comes to financing a box truck, banks and lenders are primarily concerned with one thing: your ability to repay the loan. That’s where your income comes into play. Whether you’re self-employed, working as a freelancer, or earning income from a 1099 position, as long as you have a steady source of revenue, you’re already one step closer to approval. Income is more important than credit!

2. Provide Bank Statements:

Banks are going to want to see your income. So you can go ahead email us your last 3 months of bank statements and we can get started on the most important part of the application process.

3. Be Prepared to Make a Down Payment:

While we strive to make financing accessible to everyone, it’s essential to be realistic about your financial situation. In some cases, making a down payment can improve your chances of approval and potentially lower your monthly payments. Plus, it shows lenders that you’re willing to invest in your business’s future. But you should also know that we always shoot for the lowest down payment option that we can get for you!

4. Consider Co-Signers or Collateral:

If your credit history is particularly challenging, you may want to explore options such as having a co-signer or offering collateral to secure the loan. These additional measures can provide added reassurance to lenders and increase your likelihood of approval.

5. Provide Trucking Method of Use

The bank is going to want to know: who’s going to be driving this truck, where is it going to be parked, what business is this truck going to be used for.

Our Financing Program:

At Box Trucks of Jacksonville, we understand the unique needs of aspiring entrepreneurs, which is why we’ve designed our financing program to be flexible and accommodating. Here’s what you can expect when you choose us as your partner in business:

Bad Credit, No Credit – No Problem: We believe in second chances and are committed to helping you overcome any obstacles standing in the way of your success.

Fast Approval Process: Time is money, and we don’t believe in keeping you waiting. With our streamlined approval process, you can get behind the wheel of your new box truck sooner than you think.

Competitive Rates: Our team works tirelessly to secure the best possible financing options for our customers, ensuring that you get the most value for your investment.

Exceptional Customer Service: From your initial inquiry to the moment you drive off the lot, our dedicated team is here to support you every step of the way. Have questions or concerns? We’re always just a phone call away.

So, what are you waiting for? If you’re ready to take your business to the next level but need a helping hand along the way, look no further than Box Trucks of Jacksonville. Whether you’re a seasoned entrepreneur or just starting out, we’re here to make your dreams a reality – one box truck at a time.

You can get started right here!

Get in touch with us today to learn more about our financing options and find the perfect box truck to fuel your success. Remember, with Box Trucks of Jacksonville, the road to entrepreneurship is always within reach – no matter your credit score.

Here’s to your success!


Box Trucks of Jacksonville

Back to top